With this coverage, when you reserve and pay in full your auto rental with an eligible Visa and decline the CDW/LDW insurance offered by the auto rental agency, you will receive protection, free of charge, against theft or covered damages to the rented vehicle due to collision, theft, vandalism, fire, and partial or total accidents.
Coverage applies in any country in the world, including your own country, subject to some restrictions and if allowed by local regulation. Towing charges and any loss of use charges and administrative fees may be covered as long as such charges result directly from a covered loss. Rental reservation and payment in full must be made with the eligible Visa. This insurance covers the rental vehicle when you, the cardholder, or any other authorized and registered driver in the auto rental contract are driving or in care of the rented vehicle. Coverage is subject to the applicable terms and conditions; please click here to download. You should report and open a claim as soon as possible after the incident. Coverage is provided by AIG and/or corresponding Reinsurer, if applicable.
Coverage includes the country of issuance of the Visa card, as long as it is allowed by local laws.
This protection does not apply for rented vehicles in Cuba, Syria, Sudan, Iran, North Korea, Crimea, or other countries listed on OFAC.